Four structured offerings across the capital stack — from predictable monthly income to long-term equity compounding. Explore side-by-side and see projected returns for each.
Private & Confidential — This material is provided exclusively to accredited investors with a pre-existing substantive relationship with the Sponsor. It does not constitute a public offering or general solicitation. Do not forward or distribute.
Debt allocations provide predictable fixed income; equity offerings target appreciation, tax-advantaged returns, and participation in upside through profit splits.
Fixed return, monthly distributions. Predictable income backed by RE-secured loans. Up to 36 months.
Learn More →Higher fixed yield with first-lien collateral on facility and equipment. Monthly pay, DSCR coverage 4.4–8.9x.
Learn More →Stabilized asset with K-1 depreciation, 7% pref, 80/20 split. 2.07x target equity multiple over 5 years.
Learn More →PE-style returns, 3.15x target multiple. 10-year lifecycle across Rocky Mountain attainable housing.
Learn More →Review every detail across structure, returns, risk, and terms to find your fit.
| Category | Stream Series 10 | Fort Homes Income Note | The Hotel Melrose | Fort Impact Fund |
|---|---|---|---|---|
| Issuing Entity | Fort Lending Debt Fund, LLC (FLDF) | Fort Lending Debt Fund, LLC (FLDF) | Hotel Melrose, LLC | Fort Impact Fund, LLC |
| Structure | Debt Fund Allocation (FLDF) | Debt Fund Allocation (FLDF) | Direct Equity (LLC) | Private Equity Fund |
| Offering Type | Rule 506(c) — Verified Accredited Only | Rule 506(c) — Verified Accredited Only | Rule 506(b) | Rule 506(b) |
| Target Return | 10% fixed (10.47% APY w/ reinvest) | 12% fixed (12.68% APY w/ reinvest) | 20% IRR target | 23.4% IRR target |
| Cash-on-Cash | 10% (paid monthly) | 12% (paid monthly) | 10% targeted | Growth-focused |
| Preferred Return | N/A — Fixed interest (not equity) | N/A — Fixed interest (not equity) | 7% cumulative, non-compounding | 7% cumulative, non-compounding |
| Equity Multiple | N/A (Debt) | N/A (Debt) | 2.07x targeted | 3.15x targeted |
| Term | Up to 36 months (mgr-discretionary early redemption) | Up to 36 months (mgr-discretionary early redemption) | 5 years | 10-year lifecycle |
| Distribution Frequency | Monthly | Monthly | Quarterly | Quarterly |
| Profit Split (LP/GP) | N/A (Debt) | N/A (Debt) | 80/20 after pref | 75/25 after pref |
| Collateral / Security | RE-secured loans (land, projects, receivables) | First-lien on facility, equipment, ARs | Operating hospitality asset (direct ownership) | Diversified housing portfolio |
| LTV / Leverage | ≤75% LTV / ≤85% LTC | ≤75% LTV / ≤85% LTC | ~25–30% LTV (post-recap) | ~60% LTC on projects |
| Minimum Investment | $50,000 | $50,000 | $15,000 | $25,000 |
| Tax Treatment | K-1 (partnership pass-through) | K-1 (partnership pass-through) | K-1 (pass-through depreciation) | K-1 (pass-through) |
| Eligible Accounts | Cash, Self-Directed IRA, Solo 401(k) | Cash, Self-Directed IRA, Solo 401(k) | Cash, Self-Directed IRA, Solo 401(k) | Cash, Self-Directed IRA, Solo 401(k) |
| Investor Eligibility | Verified Accredited Investors (506(c)) | Verified Accredited Investors (506(c)) | Accredited + Sophisticated (506(b)) | Accredited + Sophisticated (506(b)) |
| Investor-Paid Fees | None — Fees paid by borrower | None — Fees paid by borrower | 1% of gross revenues (Asset Mgmt) | 1% annually of Cumulative Project Costs |
| Exit Strategy | Repayment at maturity; option to reinvest | Refinance of facility at Month 36 | Sale or refinance at Year 5 | Capital return Year 5; full exit Year 10 |
| Primary Risk Factor | Loan default / borrower performance | Manufacturing ramp + single-facility risk | Hospitality cycle + occupancy volatility | Development + absorption + 10-yr horizon |
| DSCR / Coverage | Per FLDF underwriting (≤75% LTV, ≤85% LTC, min 650 FICO) | 4.4x (2025), 8.9x (2026 proj.) | 2.48x (pro forma, post-recap) | N/A (equity vehicle) |
| Risk Profile | Lower–Moderate | Lower–Moderate | Moderate | Moderate–Higher |
Stream Series 10 and Fort Homes Income Note are offered pursuant to Rule 506(c) of Regulation D. Investment is available only to verified accredited investors. The Hotel Melrose and Fort Impact Fund are offered under Rule 506(b) and are available only to accredited investors with a pre-existing substantive relationship with the Sponsor.
Adjust your investment amount and time horizon to compare projected outcomes across all four offerings.
* Debt returns assume simple interest paid monthly unless "Reinvest FLDF Distributions" is enabled, which compounds at the stated APY. Equity projections model realistic distribution patterns: early-year cash flows approximate preferred returns, with the majority of equity value realized at exit. Hotel Melrose targets 2.07x at its 5-year exit. Fort Impact Fund targets 3.15x across its 10-year lifecycle. All figures are estimates and are not guarantees. Actual results may vary materially.
Visualize how each offering compounds your capital across the investment horizon.
* This chart illustrates projected growth based on target returns from offering materials and is for illustrative purposes only. Actual investment performance will vary. Equity curves model an estimated distribution pattern and do not represent guaranteed outcomes. Consult the applicable Private Placement Memorandum for complete details and risk factors.
Match your priorities to the right offering. This framework is educational and not a recommendation.
Fixed 10%, monthly pay, RE-secured, shortest commitment window. Ideal for income-focused portfolios seeking stability.
View Stream Series 10 →Fixed 12%, first-lien collateral, 36-month term, DSCR coverage of 4.4–8.9x. Higher yield secured by production infrastructure.
View Fort Homes Note →K-1 depreciation, 7% pref from distributable cash, stabilized hospitality asset, 80/20 upside over a 5-year horizon.
View Hotel Melrose →23.4% IRR target, 3.15x multiple, vertically integrated housing thesis across Rocky Mountain markets. PE-style returns.
View Fort Impact Fund →Compare all four offerings and let us know which aligns with your portfolio. Our team will follow up to discuss next steps.
All fields required unless noted. This is non-binding.
By submitting, you agree to be contacted by Fort + Home Capital regarding investment offerings. This is a non-binding indication of interest and does not constitute a commitment to invest or an offer to purchase securities.
Accredited & Sophisticated Investors Only
Schedule a One-on-OneThis document is provided for informational purposes only and does not constitute an offer to sell or a solicitation to buy securities. Any offer or sale of securities will be made only pursuant to definitive offering documents provided to qualified investors. All investments involve risk, including the possible loss of capital. Target returns, IRR projections, and equity multiples are forward-looking estimates based on management's current assumptions and are not guarantees of future performance. Actual results may vary materially. Past performance is not indicative of future results. Investors should review the applicable Private Placement Memorandum, Operating Agreement, and Subscription Agreement for complete details, including risk factors. 506(b) offerings are available only to accredited investors and sophisticated investors with a pre-existing substantive relationship with the Sponsor. 506(c) offerings require verified accredited investor status.